Fix & Flip Funding Made Simple
From Your First Deal to Experienced Investor — flexible financing solutions designed to help real estate investors fund fix-and-flip projects and close more deals with confidence.
Funding Built for Real Estate Investors
Three distinct programs designed to match your experience level, credit profile, and investment goals — all under one roof.
Fix & Flip Financing
- First-Time Investors: Up to 85% LTC
- Experienced Investors (5+ flips / 3 yrs): Up to 93% LTC
- Minimum 660 FICO for first-time investors
High FICO Advantage Program
- Up to 90% LTC
- 740+ FICO required
- Available to both new and experienced investors
100% LTC Options Available
- All States: 10+ experiences & 720+ FICO
- Select States: 3+ experiences & 640+ FICO
- Up to 100% LTC / 75% ARV
Built for Real Estate Investors
Wire2Title Capital was built from the ground up to serve real estate investors — not traditional homebuyers. We understand how deals work, what timelines look like, and what it takes to get to the closing table fast.
Fast Closings
Move quickly when the right opportunity comes along. Speed is your competitive edge.
Interest-Only Payments
Flexible payment options designed to preserve cash flow during your investment project.
Flexible Underwriting
Financing solutions designed around the specifics of your deal — not a rigid checklist.
Funding for Complex Deals
Capital solutions for deals that require a more flexible, creative approach to financing.
Funding for Your Next Deal
Whether you're stepping into your first flip or scaling a seasoned portfolio, Wire2Title Capital has a program structured around your experience level and goals.
First-Time Investors
Get financing for your first fix-and-flip with up to 85% LTC and dedicated support to guide you through the process.
Experienced Investors
Scale your investment strategy with higher leverage, up to 93–100% LTC, designed for investors with a proven track record.
Complex Deals
Explore capital solutions for projects that don't fit traditional lending boxes. Our underwriting is built for nuance.
How It Works
A straightforward, three-step process from deal submission to funding — so you can focus on the investment, not the paperwork.
01 — Submit Your Deal
Tell us about the property, your renovation plan, and your investment strategy. We keep intake simple.
02 — Review Your Options
Our team reviews your deal and identifies the financing program that fits your experience level and project goals.
03 — Get Your Deal Funded
Move forward with a financing solution designed around your project. Close with confidence and get to work.
100% LTC — Our Most Powerful Program
For qualified investors, Wire2Title Capital offers 100% Loan-to-Cost financing — meaning we fund the full cost of acquisition and renovation with zero out-of-pocket requirement on the loan itself.
All States
10+ experiences & 720+ FICO
Select States
3+ experiences & 640+ FICO
Up to 100% LTC / 75% ARV
Available States: AL, CT, DE, FL (select counties), GA, IN, KY, MA, MD, MO, NJ, NC, OH, PA, SC, TN, TX, VA
Why Wire2Title Capital
We're not a bank. We're a private direct lender built for the speed, flexibility, and deal-by-deal nature of real estate investing.
Max LTC
Our highest-leverage program covers full project costs for qualified investors.
Experienced LTC
Available to investors with 5+ completed flips in the last 3 years.
States Covered
Lending across a broad national footprint for fix-and-flip investors.
Min FICO to Start
Entry-level credit requirement for first-time fix-and-flip borrowers.
Private Capital. Real Results.
At Wire2Title Capital, we understand that real estate investing moves fast — and your lender needs to move faster. Our team is built to underwrite deals quickly, communicate clearly, and deliver funding solutions that let investors focus on what they do best: finding great deals and creating value.
We offer flexible financing that adapts to your experience level, your FICO score, and the specific details of each project. No rigid checklists. No bureaucratic slowdowns. Just experienced private capital aligned with your investment goals.
Have a Deal?
Let's Get It Funded.
Talk with our team about your next real estate investment opportunity. We move fast, underwrite flexibly, and close deals that other lenders pass on.
Wire2Title Capital
Private Real Estate Capital
Direct Lending Solutions for Investors
Helping you close more deals with confidence.
📞 Phone
312-878-3695
✉️ Email
🏢 Specialty
Fix & Flip · Private Lending · Direct Capital
Wire2Title Capital is a private direct lender. All lending programs are subject to underwriting approval, property eligibility, and applicable state regulations.