Fix & Flip Loans

Fix & Flip Loans
Up to 100% Purchase, 100% Rehab, 75% ARV — Fast, Asset-Based Capital
Get My Rehab Quote
Why This Loan?
Finance up to 100% of purchase price and 100% of renovation costs, capped at 75% ARV.
Interest charged only on the outstanding balance, not on rehab hold-back funds.
Terms from 9–18 months
9.25%
Starting Interest Rate 

100%
Purchase and Rehab Costs  
Some states will not qualify for 100% financing  
Loan Criteria
1
Collateral
Non-owner-occupied: 1–4 family, condos, townhomes, 5+ unit apartments, mixed-use
2
Max Leverage
Up to 100% Purchase + 100% Rehab; not to exceed 75% of ARV
3
Term
12 – 18 months (interest-only)
4
Min ARV
$50k (1–4 Fam) · $375k (Multi-Fam/Mixed)
5
Loan Size
$50k – $2M (1–4 Fam) · $250k – $3M (5+ units/Mixed)
6
Min FICO
640
7
Rates
As Low As 9.20% (Interest Only Charged on Outstanding Balance)
8
Pre-Pay Penalty
None
Typical Leverage & Rate Tiers
New Investor
0 - flips (last 3 yrs)
Up to 85% Purchase + 100% Rehab; 70% ARV

Intermediate
1-4 flips (last 3 yrs)
Up to 90% Purchase + 100% Rehab; 75% ARV

Experienced
5-9-flips (last 3 yrs) 
Up to 95% Purchase + 100% Rehab; 75% ARV

Experienced
10+ flips (last 3 yrs) & FICO 720+
Up to 100% Purchase + 100% Rehab;  75% ARV


How the Draw Process Works
Initial Advance
Purchase funds wired to closing.
Renovation Hold-Back
Rehab budget held in escrow.
Progress Inspections
Draws released in 24–48 hrs after each milestone.
Exit
Sell or refi; no pre-pay penalty.
Ready to Flip Your Next Property?
Find Property
Locate an undervalued property with potential
Get Financing
Secure your Fix & Flip loan with competitive rates
Renovate
Transform the property with strategic improvements
Sell for Profit
List and sell your renovated property at a higher value
Your rehab deal, quoted in 24 hours.
Expert Support Throughout Your Project
Fast Approvals
Close in as few as 5-10 business days with our streamlined process
Flexible Financing
Up to 95% of purchase and 100% of renovation costs based on experience
Personalized Service
Work with experienced loan officers who understand real estate investing
Transparent Terms
No hidden fees or pre-payment penalties to worry about