Wire2Title remains committed to your future investments with our Long-Term Rental loan program. This program offers a 30-year term and rates starting at 5.75% to ensure that our customers have true long-term financing options.
Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes; Planned Unit Development (PUD)
Purchase: Lesser of up to 80% of the As-Is Value or Up to 80% Loan-to-Cost
Refinance: Up to 80% of the As-Is Value
Cash-Out: Up to 75% of the As-Is Value
30-Year Fixed, Hybrid ARMS (5/1, 7/1, 10/1) & Interest-Only Options Available
"As Is" Appraised Value Must Be $100k or Greater
(Geographical Restrictions May Apply)
$55k – $2M
1.05
660
Starting at 5.75%
Your credit score determines your maximum loan-to-value ratio and loan-to-cost options.
Different leverages apply to purchase, refinance, and cash-out transactions.
Use our leverage tables to estimate your maximum loan amount based on property value.
Up to 80% of the As-Is Value
Up to 80% of the As-Is Value
Up to 75% of the As-Is Value
Up to 65% of the As-Is Value
Up to 75% of the As-Is Value
Up to 75% of the As-Is Value
Up to 70% of the As-Is Value
Up to 60% of the As-Is Value
Complete our simple online application with your personal and property information
Our team reviews your financial documents and property details
Professional appraisal determines the "As-Is" value of your investment property
Receive your loan terms and complete the closing process
True long-term financing options for your investment strategy
Starting at just 5.75% to maximize your investment returns
Choose from fixed-rate, ARM, or interest-only payment structures
Up to 80% financing on qualifying properties and credit profiles
Minimum FICO of 660 required
Non-owner occupied 1-4 family, condos, townhomes, PUDs
"As Is" appraised value of $100k or greater
Minimum 1.05 debt service coverage ratio
Non-Owner Occupied 1-4 Family Real Estate, Condos, Townhomes, and Planned Unit Development (PUD) properties with an "As Is" appraised value of $100k or greater.
You'll need a minimum FICO score of 660, a property value of at least $100k, and a Debt Service Coverage Ratio (DSCR) of 1.05 or higher.
Wire2Title offers loan amounts ranging from $55k to $2M for qualified borrowers and properties.
We offer 30-Year Fixed, Hybrid ARMS (5/1, 7/1, 10/1) & Interest-Only Options to suit your investment strategy.
Long-Term Rental DSCR Loans