Ground-Up Financing • 12–24-Month Term • Rates from 9.99%
Specialized financing solutions designed for developers and contractors looking to build from the ground up. Our streamlined process gets you from blueprint to breaking ground faster, with competitive rates and flexible terms tailored to your construction timeline.
Our new-construction loan program is specifically designed to meet the needs of experienced builders and developers. With transparent terms and competitive rates, we provide the financial foundation you need to bring your construction projects to life.
Whether you're developing single-family homes, condos, or townhouses, our financing solutions offer the flexibility and reliability you need to maintain your building schedule without unnecessary delays.
Tier 1 builders receive our most competitive leverage options. Experience matters. Higher LTC and LTV ratios provide maximum financial flexibility throughout your project lifecycle.
*Heavy rehab = budget > 100% of As-Is or > 20% expansion
New-Construction — Typical Leverages
Tier 2 Builder (3+ completed investments, incl. ≥1 heavy rehab)
Tier 2 builders benefit from solid leverage options that balance risk and opportunity. Proven experience with complex rehab projects demonstrates your reliability and unlocks enhanced financing terms.
Tier 3 builders receive solid financing options that recognize your growing experience. These terms balance risk management with providing adequate capital for successful project execution.
*Heavy rehab = budget > 100% of As-Is or > 20% expansion
New-Construction — Typical Leverages
Tier 4 Builder (First-time customer)
First-time customers receive conservative but accessible financing terms. At least one borrower must have required experience or comparable track record within past three years.
Plus minimum one year actively buying or renovating investment real estate.